M:Hello, may I help you?
W:Yes, I need some more cash for my visit in China. May I cash a traveler's check here?
M:Of course. We would be happy to cash it for you.
W:I was going to cash it at the hotel, but one of my friends said that banks always give better exchange rates.
M:Well, any bank will cash it at our present traveler's check buying rate, for which we're somewhere cheaper than hotels because of the service charge. You see, hotels really aren't in the money exchange business although they will cash traveler's check for their guest.
W:You mean there is really not that much of a difference.
M:No, madam. Not very much.
W:Well, may I cash these three checks for 100 dollars each? I think that will be enough.
M:Yes, I'll be happy to cash these for you. Would you please countersign them here?
M: Good afternoon, Miss. What can I do for you?
W: Could you tell me my account balance? My account number is...
M: Just a moment, please. Your name?
W: Emily Smith.
M: Here is your balance.
W: Thank you. I want to make a withdrawal of 150 dollars.
M: Here you go, Miss.
W: Thank you.
Can I help you, Miss?
Yes, I'd like to open an account.
Certainly Miss. What kind of account would you want?
I'm not too sure. But I need an account for which I can withdraw my money anytime I like and get some interest on it as well.
Well. I think a current account will be to your satisfaction. You can make withdraws from the bank and the ATMs anytime you like.
That's great! But what's the annual interest rate for this kind of account?
At present the rate is 1.8 percent a year.
Good. I think I'll open a current account please.
Ok. Please fill out this application form.
Yes. Name, address, phone number, that's it. Will 100 dollars be enough to open this account?
Yes, of course.
Here you are.
Fine. Wait a moment, please. Here is your bankbook, Miss.
Thank you for your help.
You are welcome.